Banking that actually gets student life

Join the club. Get exclusive perks, split bills with your squad, and level up your money game. No cap.

Banking Features for Your Vibe

Everything you need to handle your money, designed specifically for student life.

Easy Onboarding

Digital KYC in minutes. No paperwork, no branches, no cap. Just your phone and ID.

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Squad Payments

Split bills, pay friends, and track group expenses with your crew. No awkward money talks.

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Global Money

International transfers with low fees. Perfect for study abroad or when parents send cash from home.

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Your Vibe, Your Money

LOOP's dashboard shows your money in a way that actually makes sense. Track spending, see what's coming up, and watch your stack grow.

Money at a Glance

See your balance, upcoming bills, and spending patterns in one view.

Social Banking

Connect with friends, split bills, and see who's paid what in your squad.

Smart Alerts

Get notified about low balances, upcoming bills, and money-saving opportunities.

JD

Jordan Davis

Squad Leader

You've got

$1,247.83

Quick Actions

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Card
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Rewards

Recent Activity

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Student Loan Deposit

June 10, 2025

+$1,200.00

Campus Bookstore

June 9, 2025

-$87.50

Alex paid you

June 8, 2025

+$32.40

Velno Club Levels

Level up your banking experience. The more you use Velno, the more perks you unlock.

Fresh Member

Just getting started

  • Free account & card
  • Basic budgeting tools
  • Squad payments
  • Entry to monthly events

Squad Leader

Building your stack

  • Everything in Fresh
  • 1% cashback on books
  • Free international transfers
  • Exclusive merch access

VIP Crew

Serious money moves

  • Everything in Squad Leader
  • 2% cashback on all purchases
  • Free crypto trading
  • VIP event access

Velno Legend

Elite status

  • Everything in VIP Crew
  • 3% cashback on all purchases
  • Priority customer support
  • Exclusive brand collaborations

Features That Hit Different

Banking tools designed for how students actually live and spend.

Daily Banking & Payments

Handle your everyday money needs with tools built for student life.

Virtual & Physical Cards

Instant virtual card for online shopping. Physical card with custom design for in-person payments.

Squad Payments

Split bills, pay friends, and track group expenses with your crew. No awkward money talks.

Bill Management

Track, schedule, and pay bills automatically. Never miss rent or utilities again.

Your Velno Card

Virtual
Velno

Card Number

•••• •••• •••• 4821

Card Holder

Jordan Davis

Expires

06/28

Card Controls

Online Payments
ATM Withdrawals
International Transactions
Freeze Card

International Payments & Currency Exchange

Send and receive money globally with minimal fees. Perfect for international students.

Low-Fee Currency Exchange

Convert currencies at rates much better than traditional banks. Save on every exchange.

International Bank Transfers

Receive money from parents abroad directly to your LOOP account with minimal fees.

Multi-Currency Accounts

Hold balances in multiple currencies. Perfect for study abroad or international students.

Currency Exchange

Balance: $1,247.83
USD
Rate: 1 USD = 0.92 EUR
EUR
Fee $2.50
You'll receive €460.00

Investment & Savings

Start building wealth early with student-friendly investment options.

Micro-Investing

Start investing with as little as $1. Round up purchases and invest the spare change.

Crypto Trading

Buy, sell, and hold cryptocurrencies with low fees. Educational resources included.

Goal-Based Savings

Create savings goals with automated contributions. Perfect for spring break or a new laptop.

Investment Portfolio

+5.2% YTD

Total Invested

$320.75

Current Value

$337.43

Asset Allocation
ETFs 60%
Crypto 25%
Stocks 15%

Credit & Lending

Responsible credit options designed for students building their financial future.

Credit Builder

Build your credit score safely with a secured card and credit education tools.

Buy Now, Pay Later

Split purchases into 4 interest-free payments. Perfect for textbooks and tech.

Graduate Loans

Low-interest loans for post-graduation needs like relocation or professional certifications.

Buy Now, Pay Later

MacBook Air M2

Apple Store

Total amount $1,199.00

Split into 4 payments of

$299.75

Every 2 weeks, 0% interest

Payment Schedule

First Payment

Today

$299.75

Second Payment

June 25, 2025

$299.75

Third Payment

July 9, 2025

$299.75

Final Payment

July 23, 2025

$299.75

Velno Live Events

Exclusive experiences for Velno members. Music, fashion, food, and more.

Music

Summer Beats Festival

Jun 28

Exclusive access to the hottest summer music festival with top artists and VIP area.

Squad Leader+
Fashion

Exclusive Sneaker Drop

Jul 15

Early access to limited edition sneakers before they sell out. Velno members only.

All Members
Gaming

Campus Gaming Tournament

Jul 22

Compete for prizes in our inter-university gaming tournament. All skill levels welcome.

All Members

What Students Say

Hear from real students using LOOP for their banking needs.

EM

Emma Mitchell

UCLA, Junior

"Velno has been a game-changer for my apartment. We use the Squad feature to split rent and utilities, and it automatically reminds everyone when payments are due. No more awkward money conversations!"

JW

James Wilson

NYU, Sophomore

"As an international student, the currency exchange and international transfers are lifesavers. My parents can send money from home without crazy fees, and I can use my Velno card abroad without getting charged extra."

TR

Taylor Rodriguez

UMich, Senior

"The BNPL feature helped me get a new laptop when mine died right before finals. I could split the payments over 2 months without interest. And the exclusive events are actually cool - got tickets to a sold-out concert last month!"

Ready to Join Velno?

Sign up in minutes and start banking the way students actually live. No fees, no minimums, just vibes.